Author Archives: John Kimball

About John Kimball

Over the past few decades, I have experienced most of these financial issues with both mistakes and successes. I sure wish someone had told me these things when I was first starting out. So many times I have cried out, "I want a do over!" when I learned a new financial lesson or tip. I aim to pass along to you the financial insights I have gained from experience, reading, analysis, and living the financial aspects of managing, saving, investing, and spending your money. I am an analyst with a large organization and happily married with two children on their way to an expensive college, no doubt. I read numerous financial blogs, websites, newsletters, magazines, newspapers, and books to bring you the latest news, insights, tips, and lessons combined with decades of experience.

Women and Retirement

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I have posted many articles about retirement, but here are issues that may have special relevance to women and retirement (although men should also pay attention).  The basic principles still apply: plan for your own retirement, start saving early, save extra, and don’t avoid all risky investments (that is stocks… Read more »

More Websites to Save Money

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“Websites to save money” is one of my favorite topics, so here is a new list in no particular order of websites you should check out to save money.  See my facebook page for my more frequent finds. https://www.collegeatlas.org/financial-aid-options – Financial Aid: How to Get Financial Aid https://www.theseniorlist.com/biggest-list-of-senior-discounts/ – Senior discounts… Read more »

Save Money While In College

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It’s September and that means back to school.  College is the most expensive school and while paying those college bills, you are probably wondering whether it is really worth it, so consider this: College graduates, on average, earned 56% more than high school grads in 2015, according to data compiled… Read more »

Preview the Video That Saves You Money

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Preview the book that saves you money, pays for itself, and answers your financial questions.  I now have a video that quickly summarizes how my book, the Financial Guide to Life, helps you save, manage, invest, and spend your money.  View my YouTube video.  A book can pay for itself… Read more »

Retirement Savings for Women

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Retirement savings for women presents several issues women should be aware of early in their savings endeavors.  Most important is how earning less and living longer has implications for retirement.  On average, women live more than five years longer than men, which means that they need enough retirement income to… Read more »

Websites to Save Money

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Take advantage of websites to save money (besides this one).  I am constantly on the lookout for useful websites that save you money and you will find many throughout my book and blog posts.  Here are some recent finds. https://wallethub.com/edu/credit-card-extended-warranty-study/25686/  – Most credit cards will extend the warranty of items… Read more »

Financial Issues for Women When They Marry

Let’s continue our series on special financial issues that may especially affect women.  When people marry, they still maintain a separate credit rating.  This will now be affected by accounts that are maintained separately as well as co-signed together.  When married women choose to apply for credit, they can do… Read more »

Dealing With the Loss of a Spouse

When someone loses a spouse, he or she deals with intense feelings of grief. Despite this emotionally trying time, the widow or widower is left with a laundry list of things to complete, including creating a new budget, cancelling accounts, collecting benefits, and more. Having someone to help complete this… Read more »