Author Archives: John Kimball

About John Kimball

Over the past few decades, I have experienced most of these financial issues with both mistakes and successes. I sure wish someone had told me these things when I was first starting out. So many times I have cried out, “I want a do over!” when I learned a new financial lesson or tip. I aim to pass along to you the financial insights I have gained from experience, reading, analysis, and living the financial aspects of managing, saving, investing, and spending your money. I am an analyst with a large organization and happily married with two children on their way to an expensive college, no doubt. I read numerous financial blogs, websites, newsletters, magazines, newspapers, and books to bring you the latest news, insights, tips, and lessons combined with decades of experience.

Helpl to Navigate Airline Fees

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The travel arena is an area where some competition still exists, despite all the airline and hotel consolidation.  There are plenty of websites and apps to help you find the best deals and see reviews.  See my other travel blog posts here.  The airline industry is now the epitome of… Read more »

What Affects Your Credit Score?

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In the wake of the data breech of Experian, one of the companies that compiles our credit scores, last week, I discussed why our credit scores matter.  Today, let’s discuss what affects credit scores.  Your actions could be affecting your scores without even knowing it, whether harming or improving.

What Is Your Credit Score and Why You Should Care

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Data breaches of big companies have become so common that you may not even pay attention to them any longer.  Nevertheless, the recent news that Experian was breached which exposed the data of tens of millions of consumers does take this to the next level of concern and magnitude.  So… Read more »

Money Management Tips for College Students

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A new college year has started and students are back on campus learning to balance study, fun, and work. They are gaining new independence and responsibility.  College is also the time when students start to practice real money skills, manage money while in college, and learn sound money management tips…. Read more »

Get Your FREE Money-Saving Ebook

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      My new book, “The Financial Guide to Life” is free on Amazon for three days:  8/14 – 8/16.  Get it for free while you can and take advantage of all the ways it can save you money, simplify your finances, improve your investing, get you out of… Read more »

What You Don’t Know About Your Credit Score Will Harm You

Find out what is a credit score, why your credit score is important to you and how you can improve it.  People with low credit scores will have a harder time getting credit and will pay more when they do.  It can also affect other things like getting telephone service,… Read more »

What Young People Should Know about Money

Many young people have recently graduated, started earning money, and are faced with a wide range of new financial choices.  The financial principle I most hope young people learn early is how important it is to start saving early, especially for their retirement.  Saving early, even a small amount, allows… Read more »

New Money Management Book

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I can now announce that my new money management book is available for sale and it is better than FREE! It will pay you back with money savings tips, investing expertise, and advice on how to avoid paying full price. Save hundreds of dollars a month, simplify your finances, and… Read more »