Author Archives: John Kimball

About John Kimball

Over the past few decades, I have experienced most of these financial issues with both mistakes and successes. I sure wish someone had told me these things when I was first starting out. So many times I have cried out, "I want a do over!" when I learned a new financial lesson or tip. I aim to pass along to you the financial insights I have gained from experience, reading, analysis, and living the financial aspects of managing, saving, investing, and spending your money. I am an analyst with a large organization and happily married with two children on their way to an expensive college, no doubt. I read numerous financial blogs, websites, newsletters, magazines, newspapers, and books to bring you the latest news, insights, tips, and lessons combined with decades of experience.

Retirement Savings for Women

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Retirement savings for women presents several issues women should be aware of early in their savings endeavors.  Most important is how earning less and living longer has implications for retirement.  On average, women live more than five years longer than men, which means that they need enough retirement income to… Read more »

Websites to Save Money

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Take advantage of websites to save money (besides this one).  I am constantly on the lookout for useful websites that save you money and you will find many throughout my book and blog posts.  Here are some recent finds. https://wallethub.com/edu/credit-card-extended-warranty-study/25686/  – Most credit cards will extend the warranty of items… Read more »

Financial Issues for Women When They Marry

Let’s continue our series on special financial issues that may especially affect women.  When people marry, they still maintain a separate credit rating.  This will now be affected by accounts that are maintained separately as well as co-signed together.  When married women choose to apply for credit, they can do… Read more »

Dealing With the Loss of a Spouse

When someone loses a spouse, he or she deals with intense feelings of grief. Despite this emotionally trying time, the widow or widower is left with a laundry list of things to complete, including creating a new budget, cancelling accounts, collecting benefits, and more. Having someone to help complete this… Read more »

Four Advantages for Seniors Who Buy a HUD Home

Today’s guest post is from Jim Vogel at ElderAction.org who discusses four advantages for seniors who buy a HUD home. If you are a senior who is in the market for a new home, you should consider buying a HUD home. HUD homes are those that were purchased using an… Read more »

Investment Advice Time Horizon

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Stocks Go Up In the wake of the recent stock market volatility, this post provides the most important investment advice you need to know.  First, remember that what goes up must come down.  Stock markets go both up and down.  This is easy to forget when markets have tripled since… Read more »

Investing Fundamentals – Mutual Funds

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Let’s continue our series with investing fundamentals in a summary bullet format.  Here is a really quick summary of mutual funds.  Then review my more detailed articles for the areas that will help you invest wisely.

Investing Basics

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I have introduced the basics of investing in the past.  Investing basics is such an important topic, that today, I’m providing the bullet version.  Review the brief version below, and then read my more in-depth posts on the topics you want more information for.  This will prepare you for more… Read more »