It seems like there are countless ways we can go into debt including credit cards, mortgages, student loans, auto payments, medical bills, home equity loans, pay day loans, and personal loans. Despite the booming economy, record stock prices, and low unemployment, many Americans are still struggling with debt. It’s not… Read more »
The travel arena is an area where some competition still exists, despite all the airline and hotel consolidation. There are plenty of websites and apps to help you find the best deals and see reviews. See my other travel blog posts here. The airline industry is now the epitome of… Read more »
Resources for Seniors When we discuss financial issues for seniors, we tend to focus on retirement or medical expenses, but of course there are so many other aspects of senior living that affect finance issues in one way or another. Today we have a guest post from Caroline James of… Read more »
In the last two posts, I have discussed why your credit score is important and what affects it. Now let’s end with how you can improve your credit score.
In the wake of the data breech of Experian, one of the companies that compiles our credit scores, last week, I discussed why our credit scores matter. Today, let’s discuss what affects credit scores. Your actions could be affecting your scores without even knowing it, whether harming or improving.
Data breaches of big companies have become so common that you may not even pay attention to them any longer. Nevertheless, the recent news that Experian was breached which exposed the data of tens of millions of consumers does take this to the next level of concern and magnitude. So… Read more »
A new college year has started and students are back on campus learning to balance study, fun, and work. They are gaining new independence and responsibility. College is also the time when students start to practice real money skills, manage money while in college, and learn sound money management tips…. Read more »
My new book, “The Financial Guide to Life” is free on Amazon for three days: 8/14 – 8/16. Get it for free while you can and take advantage of all the ways it can save you money, simplify your finances, improve your investing, get you out of… Read more »
Find out what is a credit score, why your credit score is important to you and how you can improve it. People with low credit scores will have a harder time getting credit and will pay more when they do. It can also affect other things like getting telephone service,… Read more »
Many young people have recently graduated, started earning money, and are faced with a wide range of new financial choices. The financial principle I most hope young people learn early is how important it is to start saving early, especially for their retirement. Saving early, even a small amount, allows… Read more »