Category Archives: Spending your money

Spending your money

Saving Money at Hotels

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One of our guiding principles at the Financial Guide to Life is to avoid paying full price.    Here are my key tips for saving money at hotels: Book at hotels offering free breakfast, WIFI, and parking. Stay in the suburbs rather than big cities. Check several travel sites. Get… Read more »

Even Wealthy Families Should Apply for College Aid with the FAFSA

January is the recommended time for families to apply for the “Free Application for Federal Student Aid” (FAFSA).  FAFSA is the online application that college students must complete in order to be considered for most need based aid from governments and colleges.

Tipping – Why, When, How Much, and To Whom?

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Tipping is theoretically a thank you for nice or exceptional service.  But in reality, it is the mechanism that employers use to pass along the cost of their employees to their customers – us.  Many employers are legally exempt from paying their employees the minimum wage if they routinely receive… Read more »

College Loans, Student Loans, Student Debt

When paying for college, my recent posts have covered scholarships and college savings accounts.  Now let’s turn to the last resort, college loans.  After you have selected an affordable college; been awarded grants, scholarships, and work study; paid what you can from savings to get the tax credits; and used… Read more »

College Search and Financial Aid Advice

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I have covered many college search and financial aid topics in the last few posts, so let’s pull it all together with practical financial aid advice.  Rates, amounts, and qualifications for financial aid change frequently, so it is important to check on current information.  In a future post, I’ll list… Read more »

College Scholarships and Grants

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Let’s continue our series on searching for the right college with the good stuff – college scholarships and grants.  It’s tempting for parents to put off saving for college with the hope that their child will get a college scholarship, but the reality is that only a tiny portion get athletic… Read more »

How To Search for a College – Advice For Your College Search

It’s been a busy summer and nearly time for a new school year.  This year, I have a senior who is starting the college search process, so I will be devoting the next few blog posts to what I have learned about searching for a college.  I expect to update… Read more »