Category Archives: Personal Finance Keys

What Young People Should Know about Money

Many young people have recently graduated, started earning money, and are faced with a wide range of new financial choices.  The financial principle I most hope young people learn early is how important it is to start saving early, especially for their retirement.  Saving early, even a small amount, allows… Read more »

Highlights from 100 Posts for Managing, Saving, Investing, and Spending Your Money

This is my ONE-HUNDREDTH post to bring you information about managing, saving, investing, and spending your money!  I hope you find something useful to save money or improve your financial future.  I will highlight below some of the most useful posts for money management.  I have also taken this opportunity… Read more »

Applying Financial Principles and Meetting Financial Goals

I discuss many personal finance principles in the Financial Guide To Life (FGTL) like reaching financial goals, but sometimes discussing theory can seem more theoretical than practical, or just too hard to actually do, like the latest diet trend.  So today’s post will be about applying financial principles and advice… Read more »

New Year’s Resolution 2 – How to save money by paying yourself first using auto-pay

There are two types of “saving money”:  saving towards a goal which we will discuss here and avoid paying full price which we will discuss as resolution 4.  You will never have a shortage of goals to save for whether short-term like a wedding or vacation or long-term like retirement. … Read more »

New Year’s Resolution 1: Live Within Your Means

In our last post, we began discussing New Year’s resolutions that can actually change your financial future during the coming year.  The Financial Guide to Life deals with managing, saving, investing, and spending your money, so I have recommended four personal finance resolutions that are achievable and can bring you… Read more »

New Year’s Resolutions to Improve Your Personal Finances

Many people make New Year’s resolutions to improve their mental, physical, or financial well-being and rightly so.  The new year is the perfect opportunity to focus on a new beginning that can make some aspect of your life better, to focus on your long-term needs as much as your short-term… Read more »

Introduction to “The Financial Guide To Life” Personal Finance Blog

Your financial future begins now.  Are you going to let it control you, or are you going to take control of it?  Don’t just let your finances drift along, live from paycheck to paycheck, or wait for a lucky break.  No matter what your financial situation, there are plenty of… Read more »