New Year’s Resolution 4 – Spend Wisely by Avoid Paying Full Price

This is my recommendation for your fourth New Year’s personal finance resolution.  “Avoid paying full price” is the most fun and easiest.  Even better, it makes our other three resolutions much easier.  The more you spend wisely, the more money you have for living within your means, saving towards your goals, investing, and of course paying off debts.  It means adopting this as a mindset whenever you are spending money, following strategies to make it happen, and reviewing my tips for buying certain stuff.  I have already written about these with many more to come, so see the following blog posts:

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