Category Archives: Spending wisely

Saving money while spending

Money Checklists, Freebies, Tools, and Apps

Managing your finances well requires more than just applying sound financial principles.  I also like to use and share useful money checklists, tools, apps, and internet resources.   Today’s post includes a variety of these I have recently found.

How to Save Money on Groceries

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Groceries can be one of a family’s largest monthly expenses, but it is also the single easiest expense to save money.  There are so many ways to save that you could easily cut your grocery bill by one third.  Coupons are not the most important way to save money on… Read more »

Applying Financial Principles and Meetting Financial Goals

I discuss many personal finance principles in the Financial Guide To Life (FGTL) like reaching financial goals, but sometimes discussing theory can seem more theoretical than practical, or just too hard to actually do, like the latest diet trend.  So today’s post will be about applying financial principles and advice… Read more »

Saving Money Strategies – Comparison Shopping

Long-time readers will know that one of our key financial principles for saving money is to “avoid paying full price”.  See my posts that outline the basis strategies.  Now let’s explore some details and apps to save money more thoroughly.  Looking for sales is a great start, but you can do even… Read more »

Get Ready for Black Friday

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For many of us, the end of the year holiday season is the prime shopping season, so let’s spend a few blog posts on “spending our money” wisely.  Let’s start with some tips to get ready for Black Friday and Cyber Monday after Thanksgiving Thursday.  This is a great time… Read more »

Saving Money at Hotels

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One of our guiding principles at the Financial Guide to Life is to avoid paying full price.    Here are my key tips for saving money at hotels: Book at hotels offering free breakfast, WIFI, and parking. Stay in the suburbs rather than big cities. Check several travel sites. Get… Read more »

How to Get Auto Insurance Reductions

Auto insurance is one of those many insurances we are required to have, but there are many ways to qualify for auto insurance reductions.  Your insurer will give some to you automatically such as bundling auto insurance with home owners insurance or being accident free.  But many other auto insurance… Read more »

Clear Data From Your Phone

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Before you sell, give away, or even trash your PC, smartphone, or tablet, you should clear all your personal data from your phone.  One of my favorite “deal” websites has an article that provides more details about how to clear data from your phone. http://dealnews.com/features/Erase-Personal-Data-Before-Selling-or-Recycling-Your-Device/