Tag Archives: financial principles

New Money Management Book

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I can now announce that my new money management book is available for sale and it is better than FREE! It will pay you back with money savings tips, investing expertise, and advice on how to avoid paying full price. Save hundreds of dollars a month, simplify your finances, and… Read more »

New Year’s Resolutions for Money Management

New Year’s resolutions are popular because this is a great time to reflect on what parts of your life could use improvement.  “Losing weight” is always popular as is some aspect of improving our finances.  Improving your financial future is one of the most useful aspects of your life to… Read more »

Saving Money Blogs – Save Early

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The Motley Fool site has an interesting article that covers two topics you may be interested in.  First it includes a graph based upon Census Bureau earnings data that shows median income of by gender and various age groups so you can see where you stand.  Secondly, it has a… Read more »

Investing Basics – Risks vs Rewards

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Let’s move into a new topic we haven’t explored in detail before – investing.  This will help with our two New Year’s resolutions dealing with saving for goals and make investing easy.  Your different savings goals need different investments.  Your short-term savings like emergency fund and home down payment should… Read more »

New Year’s Resolution 4 – Spend Wisely by Avoid Paying Full Price

This is my recommendation for your fourth New Year’s personal finance resolution.  “Avoid paying full price” is the most fun and easiest.  Even better, it makes our other three resolutions much easier.  The more you spend wisely, the more money you have for living within your means, saving towards your… Read more »

New Year’s Resolution 3 – Make Your Investing Easy

This is our third of four recommended New Year’s resolutions that together form the foundation of the Financial Guide to Life personal finance principles.  Investing is a big topic that we will cover more thoroughly in the future, but for now let’s explore how easy it can be if you… Read more »

New Year’s Resolution 2 – How to save money by paying yourself first using auto-pay

There are two types of “saving money”:  saving towards a goal which we will discuss here and avoid paying full price which we will discuss as resolution 4.  You will never have a shortage of goals to save for whether short-term like a wedding or vacation or long-term like retirement. … Read more »

New Year’s Resolution 1: Live Within Your Means

In our last post, we began discussing New Year’s resolutions that can actually change your financial future during the coming year.  The Financial Guide to Life deals with managing, saving, investing, and spending your money, so I have recommended four personal finance resolutions that are achievable and can bring you… Read more »

New Year’s Resolutions to Improve Your Personal Finances

Many people make New Year’s resolutions to improve their mental, physical, or financial well-being and rightly so.  The new year is the perfect opportunity to focus on a new beginning that can make some aspect of your life better, to focus on your long-term needs as much as your short-term… Read more »

Simplifying your finances

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Simplifying your finances is often one of the most popular New Year’s resolutions.  Here are some suggestions. Pay as many of your bills as possible with autopay on your credit card to get rewards, thru the biller’s website, or with your bank’s online bill service. Put as many of your savings… Read more »